Waterfront street view of boutique low-rise buildings in Bay Harbor Islands

Bay Harbor Islands & Indian Creek Real Estate Guide

Two small, exclusive islands between Miami Beach and Surfside — boutique waterfront condos, a top-rated K-8 school, and one of the most private single-family enclaves in the country.

Why People Love Bay Harbor Islands & Indian Creek

Bay Harbor Islands is a small, incorporated town made up of two islands in the Intracoastal Waterway, known for its top-rated K-8 school and a mix of boutique, low-rise waterfront condo buildings — generally smaller and quieter than the high-rise towers of Sunny Isles or Bal Harbour just to the north.

Neighboring Indian Creek Village is a separate, ultra-private single-family enclave on its own island — one of the wealthiest ZIP codes in the country by average household income. It’s almost entirely single-family homes rather than condos, so we mention it mainly for context; if a condo is what you’re after, Bay Harbor Islands is the more relevant market of the two.

What the Condo Market Looks Like

A smaller, more boutique inventory than nearby high-rise markets.

Rather than large glass towers, most condo buildings in Bay Harbor Islands are low-rise — generally under 60 units — sitting directly on the Intracoastal with private docks or shared marina access. Inventory turns over less often than in bigger markets like Sunny Isles or Aventura, so patience (or an off-market lead) helps here.

Bay Harbor Islands Market Snapshot

$650K

Median Condo Price

$620

Price / Sq Ft

19 mo.

Supply

~145 days

Avg. Days on Market

Is This Area Right for You?

A quick, honest look at who this market fits best.

Family / School-Focused Buyer

Strong Fit

Bay Harbor Islands’ K-8 school is a major draw for relocating families.

Boater / Waterfront Buyer

Strong Fit

Many buildings offer private or shared dockage directly on the Intracoastal.

Ultra-Privacy Single-Family Buyer

See Indian Creek

Indian Creek Village is single-family only, with no meaningful condo inventory — a different conversation than the rest of this guide.

Bay Harbor Islands & Indian Creek FAQs

What’s the difference between Bay Harbor Islands and Indian Creek Village?

Bay Harbor Islands is a larger town with a mix of boutique condo buildings and single-family homes. Indian Creek Village is a separate, much smaller and more private single-family-only enclave on its own island.

Can I buy a condo on Indian Creek?

No — Indian Creek Village is essentially all single-family homes. If you want a condo in this part of Miami-Dade, Bay Harbor Islands is the relevant market.

Are the schools good in Bay Harbor Islands?

Yes, the local K-8 school has a strong reputation and is one of the area’s biggest draws for families.

How does this compare to Surfside or Bal Harbour?

Bay Harbor Islands sits on the Intracoastal rather than the ocean, with a smaller, more boutique condo inventory and a stronger family/school orientation than the beachfront markets nearby.

Is this a good investment?

Inventory turns over less often than larger nearby markets, which can support steady long-term value, though it’s a smaller and less liquid market than Sunny Isles or Aventura.

Explore More

Bay Harbor Islands and Indian Creek sit right next to exclusive Bal Harbour and low-rise Surfside, both worth comparing for a similar quiet, boutique feel. If a private dock or deepwater access is part of your search, see our waterfront and boat-slip condos guide. Browse all Miami neighborhood guides, or start with our buyer’s guide.

See Current Listings

Tell me your budget and must-haves and I’ll send you current Bay Harbor Islands listings that match — including options that aren’t on the public market yet.

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